Criminal Defense Lawyers

North Carolina PPP Loan Fraud Lawyers

North Carolina PPP and EIDL Loan Fraud Lawyers
Over 50 Years of Combined Experience

If you’re on our website, it’s because you’re worried about PPP or EIDL loan fraud allegations – and need a top-rated North Carolina federal defense lawyer right now. At Spodek Law Group, we get it. These charges are stressful, and the consequences might be life-changing. Our job is to give you the best possible representation at every stage of your case.

Why You’re Here

Our clients come to us because they need a firm that understands federal investigations and prosecutions. The PPP (Paycheck Protection Program) and EIDL (Economic Injury Disaster Loan) programs were created by the CARES Act, 15 U.S.C. § 9001 et seq., to help small businesses survive. If federal prosecutors believe you misrepresented information on these applications—or misused the funds—they can bring serious criminal charges. Common charges include:

• Wire Fraud (18 U.S.C. § 1343)
• False Statements to a Financial Institution (18 U.S.C. § 1014)
• Aggravated Identity Theft (18 U.S.C. § 1028A)

In North Carolina, these cases typically fall under federal jurisdiction in the Eastern, Middle, or Western District. Federal prosecutors and agents have virtually unlimited resources, which is why you want a seasoned defense firm that’s handled complicated federal matters nationwide.

Who We Are

Spodek Law Group is a second-generation criminal defense law firm with over 50 years of combined experience. Our attorneys have been featured on major media outlets and have handled high-profile cases that others said were unwinnable. We have a long track record of securing dismissals, not-guilty verdicts, and favorable pleas, even in tough federal cases.

We pride ourselves on top-tier service. From the moment you call us, we’re on your side 24/7. We have a fully digital client portal so you can upload documents, message our team, and track your case from anywhere in the world. Because of this, we handle clients nationwide—coast to coast—offering the same level of dedication to everyone, regardless of their location.

Potential Penalties and Federal Sentencing

PPP and EIDL loan fraud investigations move quickly. If indicted, you can face serious penalties:

1. Prison Time: Wire fraud convictions often carry lengthy sentences, especially if large amounts of money were involved.
2. Financial Fines: You might owe heavy fines or restitution to repay allegedly misused funds.
3. Supervised Release: Even if you avoid prison, you could face strict probation conditions.

Federal sentencing guidelines are complex. Judges consider factors like the amount of loss, your role in the offense, and any past criminal history. Our goal is to get these charges dismissed—or at the very least significantly reduced.

Common Defense Scenarios

1. Simple Bookkeeping Errors
   • Many clients face accusations of falsifying documents when all they did was rely on outdated records. They were in a rush, and had to move fast.
   • We focus on proving lack of criminal intent. Under 18 U.S.C. § 1343, the government must show you “knowingly and willfully” schemed to defraud.
   • We can bring in forensic accountants to demonstrate you genuinely believed your numbers were correct and had no intention of misleading anyone.
2. Alleged Misuse of Funds
   • Prosecutors might say you spent PPP or EIDL funds on personal items.
   • If you can show a reasonable interpretation that those expenses were business-related, that may reduce the government’s argument that you purposely violated the CARES Act guidelines.
   • Our attorneys highlight the lack of clear regulations on “approved” expenses and aim to prove you acted in good faith.
3. Identity Theft Allegations
   • If the government claims you used someone else’s identity in your application, they might charge you under 18 U.S.C. § 1028A (aggravated identity theft).
   • We work to show the government is misinterpreting evidence or that you had authorization from a business partner.
   • We also investigate how authorities obtained that evidence. If your rights were violated, we file motions to suppress the evidence.
4. Entrapment or Overreach
   • In some operations, federal agents push people into committing a crime they otherwise wouldn’t commit.
   • If we spot entrapment, we argue that law enforcement went beyond their legal mandate, and the charges should be dismissed.

Double Jeopardy vs. Dual Sovereignty

You might wonder if you can face both state and federal charges. Under “dual sovereignty,” both can technically prosecute you for the same crime without violating double jeopardy. However, we explore if certain constitutional arguments can shield you from multiple prosecutions.

Our Philosophy: Client-Focused Representation

At Spodek Law Group, we truly believe in only working with clients we can help. We are not a “mill” that takes on every single client. Instead, we focus on a curated group, giving each the attention they deserve. When you reach out to our firm for a risk-free consultation, you’ll speak to an attorney who understands the stakes. We want to hear your story, so we can create a tailored defense that will work with judges, juries, and prosecutors alike.

What to Expect from the Process

1. Initial Consultation: We’re available 24/7. Share your concerns, bring your documents, and ask questions.
2. Investigation & Strategy: We gather evidence, consult experts, and challenge the government’s case.
3. Pre-Trial Motions: We may file motions to dismiss or to suppress illegally obtained evidence.
4. Negotiations or Trial: If a plea bargain is in your best interest, we negotiate aggressively. If trial is your best shot, we’ll fight relentlessly in court.

Throughout your case, we communicate openly. We want you to understand every step of the process, so you can make informed decisions.

Why Choose Spodek Law Group

• Over 50 Years of Combined Experience: We’ve handled tough cases nationwide and understand how to navigate the federal system.
• 24/7 Availability: You can reach out whenever you need us.
• Nationwide Representation: Although you’re in North Carolina, we have a cloud based platform that allows us to represent clients throughout the USA.
• Reputation: Our managing attorney, Todd Spodek, has been featured on major media outlets and represented high-profile defendants, including Anna Delvey.

Take the Next Step

If you’re being investigated or already charged with PPP or EIDL loan fraud, you don’t have to face this alone. We’re Spodek Law Group – we get it, and we can help you. Our attorneys have decades of collective experience and are committed to getting you the best possible outcome.