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Michigan PPP Loan Fraud Lawyers
Michigan PPP Loan Fraud Lawyers
We Are Spodek Law Group – Nationwide Criminal Defense
If you’re on our website, it’s likely because you’re dealing with a federal investigation for PPP loan fraud—and you need the right Michigan attorney immediately. At Spodek Law Group, we understand how serious this is. Our goal is to provide you with the best possible legal representation at every stage. We have over 50 years of combined experience defending clients nationwide against complex state and federal allegations. When you work with us, you’re not just getting a legal team—you’re getting a partner who cares about your future.
Federal Jurisdiction and Michigan Overlap
Paycheck Protection Program (PPP) funds are federally backed, so accusations of misusing those loans typically involve federal agencies like the Department of Justice (DOJ) or the SBA Office of Inspector General (SBA OIG). You might face federal charges for wire fraud (18 U.S.C. § 1343), bank fraud (18 U.S.C. § 1344), making false statements (18 U.S.C. § 1001), or money laundering (18 U.S.C. § 1956). On top of that, the Michigan Attorney General’s Office could claim you violated state fraud statutes—meaning you could battle two sets of charges if both federal and state authorities decide to prosecute.
We understand that double jeopardy concerns many clients. Though you can’t be tried twice for the exact same offense under the same level of government, overlapping federal and state charges might still happen. Our job is to build a defense that addresses every angle—so you aren’t blindsided by multiple prosecutions.
Why Federal Sentencing Guidelines Matter
Once there’s a guilty plea or verdict in federal court, judges often follow federal sentencing guidelines. These guidelines leave little room for judicial discretion, which means your future can hinge on small details—like whether the government believes you willfully misrepresented information. That’s why it’s crucial to hire a law firm that can use mitigating factors—such as confusion about the PPP application process—to reduce your exposure.
Defense Strategies: Real Scenarios, Real Solutions
Our PPP loan fraud attorneys create personalized defense strategies for each client. Below are scenarios we often see—and how we might handle them.
Scenario 1: No Criminal Intent
Many clients had legitimate businesses, believed they qualified for PPP funding, and later discovered the government accuses them of misrepresentation. If prosecutors can’t prove criminal intent, their case falls apart. We gather documents, payroll records, and third-party communications to show you acted in good faith.
Scenario 2: Misuse of Funds vs. Legitimate Expenses
Clients often learn the government claims they spent PPP money on “non-qualifying” costs. Maybe you used funds to keep the lights on, believing it was a valid business expense. Our approach is to prove you weren’t deliberately misusing the money. We focus on showing your consistent intention was to keep your business afloat during a chaotic time.
Scenario 3: Flawed Investigation or Improper Searches
Sometimes authorities seize records or freeze accounts without a proper warrant. If that happened, we file motions to suppress unlawfully obtained evidence. Once key evidence is excluded, the entire case might collapse. We’ve seen many investigations that cut corners. Our job is to expose those flaws.
Scenario 4: Entrapment or Third-Party Influence
In some instances, an outside “consultant” or unofficial advisor might have encouraged you to over-estimate your PPP application. If you never would’ve done so on your own, we can argue entrapment. Our team reviews emails, text messages, and phone records to show you were misled or coerced, rather than acting with malicious intent.
Scenario 5: Clerical Errors, Nothing More
The PPP application process was VERY chaotic, with constantly shifting guidance. The rules kept changing every month. It’s possible the errors in your paperwork were simply clerical. If the government can’t link those errors to a specific plan to defraud, we’ll argue it’s a mistake—not a crime. We work with forensic accountants who can confirm the true nature of your records.
Michigan vs. Federal Criminal Investigations
Michigan’s state authorities sometimes have overlapping laws that mirror federal fraud statutes. In that case, you could be dealing with two separate investigations. We create a unified defense strategy to address both, so you aren’t caught off guard. Spodek Law Group handles nationwide cases, so we’re comfortable fighting for you wherever the charges may arise.
Why Pick Spodek Law Group
Our approach is straightforward: we focus on delivering high quality legal representation to every single client. We are selective about who we work with, because we believe in providing the highest level of attention and service. We are one of the few law firms that offers a digital cloud based portal—enabling you to share documents securely and communicate with us 24/7. We also regularly handle high-stakes cases that appear “unwinnable.” Our reputation is built on helping clients when they need it most.
Risk-Free Consultation: Reach Out to Us 24/7
We understand how urgent this is. That’s why we offer a risk-free consultation. You can ask us anything, and we’ll give you clear, honest information. We aim to ease your concerns and provide a roadmap for moving forward with a legal solution. If you decide to hire us, we’ll move quickly to protect your rights—evaluating the prosecution’s evidence, identifying weaknesses, and filing motions to get charges dismissed or substantially diminished. If necessary, we’ll go to trial and fight until the very end.
If you’re facing PPP loan fraud allegations in Michigan, now is the time to move forward with Spodek Law. With over 50 years of combined experience, Spodek Law Group can stand by your side. We understand how challenging this is, and we believe everyone deserves a robust defense. We’re serious about winning, and our track record proves it.