YOU MAY HAVE SEEN TODD SPODEK ON THE NETFLIX SHOW INVENTING ANNA
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NYC Home Insurance Fraud Lawyers
Types of Home Insurance Fraud
As with most other types of insurance, there are several types of fraud involving home insurance. It hits home owners in a way that often takes a lot of money and time. This kind of fraud is often easy to get away with, but in the long run, there are severe punishments for those who are charged.
Overstating the Value of Items
One of the common home insurance frauds is to overstate the value of the items that were in the home when it was robbed or if there was a natural disaster that destroyed everything. Most insurance companies require that you have some kind of proof for the items that were in the home in order for them to be replaced, but for the insurance companies that don’t have this as a requirement, then it’s rather easy to overstate the amount of a television or a furniture set. Many people overstate the value of family heirlooms as they often have more of a sentimental value than anything else. Even though you might think that you’re doing something good for your family, you’re actually committing insurance fraud.
False Damage Claims
There are times when a storm damages the home. Insurance companies often want a list of the damages so that they can be repaired. Some home owners try to include damages to the home that weren’t a result of the storm so that they can get the home repaired. Unfortunately, there are home owners who will damage the home intentionally and say that it’s a result of a natural disaster or that someone else caused the damage in order to get money.
Arson for Financial Gain
One thing that people do is to set fire to the home. While this isn’t something that many people would think of doing as it means that your possessions will likely burn, it’s something that people who are desperate for money will do at times. It’s something that is often seen before a foreclosure or another kind of financial setback and a large sum of money is needed right away.
If you are looking for a lawyer that listens, is aggressive where needed, and holds his word above all else, Todd is the best pick. I had hired multiple attorneys prior to hiring the Spodek Group for a white collar case. The first thing that stood out to me was the cost, as anyone going through the process and dealing with the system, money was tight at that time - especially after hiring and firing multiple lawyers. The cost was not as high as others which was definitely a plus. Todd's intake process was also unlike other attorneys. He took the time to actually listen. He cared. He was trying to put himself in my shoes while I was explaining the situation to him and he really took the time to understand the whole situation. Other lawyers will give you 15 mins and send you a retainer agreement. Not Todd, I think he spent almost two hours with me as I was explaining everything.Not only was he great during the onboarding process, he was supportive and very informative through the entire plea process and eventually sentencing. After hiring him, I asked if I should hire a prison consultant, he told me to save my money as he would do everything they would. He was right and held up to his word. Later on I would hear from others that went with the prison consultants that they were a waste of money - I am glad I listened to Todd!When it came time for sentencing, two days prior to sentencing, the prosecutor tried increasing my proposed prison time by almost double - apparently a normal move. Todd and his team worked with me non-stop through the weekend prior to sentencing to ensure that I was not given additional prison time. Again, he took the time to listen and came up with a strategy to explain the case with great detail.Unfortunately, I did plead guilty as that was my best option. Todd and his whole team wrote up nearly 300 pages of a summary of what happened and why I should not be given prison time. If I breakdown the amount I spent with Todd versus the amount of work that I saw being done, I am shocked I was not charged four times as much. The other benefit was, a lot of criminal defense lawyers were just a single attorney with a paralegal or two. Todd had a team of people that I dealt with (5-7 people that I interacted with), but he was ALWAYS accessible. It would never take him more than an hour to reply unless he was in court.I was sentenced to prison and I was emotionally distraught. Todd and his team did whatever they could even after sentencing to make sure I was alright. He personally stayed in touch with my family to ensure I was doing alright and offered support to them. Most lawyers would consider the job complete at sentencing, not Todd.After prison, Todd still spent time with me to make sure I was on the right track and avoiding any potential risks in the future. He has also been giving advice on how to navigate probation etc and has not been looking at the clock for billing.Although I wish I had never been arrested in the first place, I am glad I had Todd and his team in my corner. Without them I likely would have had to spend a lot more time in prison than I did.Thank you, Todd, and the entire Spodek Law team, for helping turn what was a nightmare into a manageable situation!
I am immensely grateful to the entire team at Spodek Law Group for their unwavering dedication and exceptional expertise throughout my case. From our initial consultation to the final resolution, their professionalism and tireless advocacy made all the difference. Their strategic approach and attention to detail instilled confidence in me every step of the way.Thanks to their hard work and commitment, we achieved a truly favorable outcome that exceeded my expectations. Not only did they navigate the complexities of my case with precision, but they also provided invaluable support and guidance during what was undoubtedly a challenging time. I cannot recommend Spodek Law Group highly enough, especially attorneys Todd Spodek and Claire Banks; they are beacons of excellence in the legal profession.YSP.
Todd, Ralph and Alex are amazing. Helped my husband get from a double digit number with multiple charges to a single digit, by the time I blink he will be out. They very professional and help with all your needs. They dealt with my anxiety and worry very well and they understand that your family member needs to get home as soon as possible.
Believe every single review here about Alex Z!! From our initial consultation, it was evident that Alex possessed a profound understanding of criminal law and a fierce dedication to his clients rights. Throughout the entirety of my case, Alex exhibited unparalleled professionalism and unwavering commitment. What sets Alex apart is not only his legal expertise but also his genuine compassion for his clients. He took the time to thoroughly explain my case, alleviating any concerns I had along the way. His exact words were “I’m not worried about it”. His unwavering support and guidance were invaluable throughout the entire process. I am immensely grateful for Alex's exceptional legal representation and wholeheartedly recommend his services to anyone in need of a skilled criminal defense attorney. Alex Z is not just a lawyer; he is a beacon of hope for those navigating the complexities of the legal system. If you find yourself in need of a dedicated and competent legal advocate, look no further than Alex Z.
I don’t know where to start, I can write a novel about this firm, but one thing I will say is that having my best interest was their main priority since the beginning of my case which was back in Winter 2019. Miss Claire Banks, one of the best Attorneys in the firm represented me very well and was very professional, respectful, and truthful. Not once did she leave me in the dark, in fact she presented all options and routes that could possibly be considered for my case and she reinsured me that no matter what I decided to do, her and the team will have my back and that’s exactly what happened. Not only will I be liberated from this case, also, I will enjoy my freedom and continue to be a mother to my first born son and will have no restrictions with accomplishing my goals in life. Now that’s what I call victory!! I thank the Lord, My mother, Claire, and the Spodek team for standing by me and fighting with me. Words can’t describe how grateful I am to have the opportunity to work with this team. I’m very satisfied, very pleased with their performance, their hard work, and their diligence.Thank you team!
I recently had Spodek Law Group represent me for a legal matter in NYC and I am thoroughly impressed with their services.Alex Zhik secured the best possible outcome for my case.It was a seamless journey from the initial consultation to the resolution of my legal matter. From the moment I spoke to Todd about my case, his enthusiasm to help was evident, setting a positive tone for the entire experience. The efficiency and professionalism displayed by the team is commendable.A particularly noteworthy aspect of their service is their user-friendly portal to upload your documents/evidence. This not only simplified the process, but showcases their commitment to streamline the client experience.Lastly, in an industry where legal fees can often be a concern, I found their pricing to be very reasonable, making needing legal assistance feel accessible and stress-free.I am grateful for their support and wouldn't hesitate to turn to them again in the future.
Dishonesty in Paperwork
When you complete paperwork for the insurance company, you have to disclose as much truthful information as you can about the home. If you’re dishonest or leave something off about damages to the home, underestimate or overestimate, then you are committing insurance fraud. It’s best to include everything on the paperwork as honestly as possible. If you’re honest, then you’ll likely get some kind of compensation for any damages to the home or if there is anything taken from the home in the event of a robbery or burglary.
Fraudulent Repair Estimates
There are times when you might have to pay the deductible in order to get damages to the home paid for, and for those who don’t have a lot of money, it can be hard to come up with everything that is needed at one time. Sometimes, repairmen will inflate the cost of the repair so that the home owner doesn’t have to pay for the deductible in the long run. When the payment comes in for the inflated amount, the money spent for the deductible will be given back to the owner, and the repairman will also get paid. This is a common type of fraud that’s conducted, and while it might not be caught by every insurance company, it is a type of fraud that many look for, especially after a natural disaster.
Hiring Someone to Damage Property
At times, home owners might hire someone to damage their property so that they can get money. Some people might sell or remove insured property or try to get money for items that were never owned. If you have been charged with home insurance fraud, it’s important to seek the help of a lawyer who can help you stay out of jail. You will likely have to pay back money to the insurance company as well as fines, but an attorney can sometimes enter a plea to get probation instead of spending time in jail
