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Arizona PPP Loan Fraud Lawyers and Attorneys
Arizona PPP Loan Fraud and EIDL Loan Fraud Lawyers
At Spodek Law Group
If you’re on our website right now, it’s because you’re in legal trouble—and you need the best possible defense attorney to handle this crisis. At Spodek Law Group – we understand that, and take this very seriously. We know how high the stakes are when the federal government accuses you—or even hints it might accuse you—of PPP (Paycheck Protection Program) or EIDL (Economic Injury Disaster Loan) fraud. We also realize the confusion about eligibility, usage of funds, and the fear that you might looking at serious penalties if the prosecution succeeds.
Our goal is to provide you the best possible legal representation at all stages of your case. We believe you deserve a clear, compassionate approach that focuses on your situation. Whether the government claims you misrepresented your payroll, or used funds for the “wrong” purposes, we dig into every detail to show the real story behind your decisions and prove you weren’t responsible.
Why Are You Facing PPP or EIDL Fraud Allegations?
The CARES Act introduced PPP and EIDL loans to rescue businesses hit hard by the pandemic. But in the rush to keep businesses afloat, combined with ever-shifting SBA guidelines, meant some applicants found themselves in unknown territory—especially if they submitted rushed or confusing paperwork. In Arizona, if the Department of Justice believes you crossed the line from “confusion” into “intentional fraud,” it can charge you under statutes like 18 U.S.C. § 1014, 18 U.S.C. § 1343, or 18 U.S.C. § 371. The penalties are steep: prison time, colossal fines, restitution, even asset forfeiture.
We have an extensive network of private investigators and expert witnesses to call upon as needed, so we can demonstrate exactly how your business operated—and why certain decisions were made. We focus on explaining whether there was legitimate confusion or an honest mistake rather than any deliberate intent to defraud.
State vs. Federal Jurisdiction in Arizona
Because these loans come from federal programs, federal prosecutors typically take the lead. But that doesn’t mean the state can’t layer on its own allegations of fraud, such as identity theft or state-level fraud statutes. Double Jeopardy protects you from being prosecuted twice for the same crime by the same authority. Yet, there’s always a chance Arizona state prosecutors might run its own investigation if it sees a separate violation of state law. This is why you need a team that can tackle both federal and state concerns.
Stakes of a Federal Fraud Conviction
If the feds decide to move forward with charges, you could be looking at years in prison. Even aside from prison time, federal fraud convictions often carry massive penalties and can destroy your business, professional licenses, and community standing. According to the United States Sentencing Guidelines (USSG), judges look at the amount of money involved, the number of victims, and your alleged role in the offense. They also consider whether any “sophisticated means” were used. It’s not just your bank account on the line—your future, your reputation, and your family’s well-being all hang in the balance.
Our objective is to win cases – and resolve them. That’s our guiding principle when it comes to negotiations with the U.S. Attorney’s Office. We’ll never push you toward a deal that doesn’t serve your best interests, or that of your family. Our focus is always on protecting your rights and challenging the government’s narrative.
Roleplaying Defense Strategies: How We Approach Your Case
We look at all the possible outcomes, and we’ll try to get you the best outcome. Each PPP or EIDL fraud case is different, so it’s critical to explore multiple angles. Here are some hypothetical (but realistic) scenarios:
- Unintentional Misstatements
- You rushed to submit a PPP application, made a mistake in calculating payroll, and now the DOJ says you committed fraud.
- We highlight your genuine confusion, show how government memos changed almost daily, and emphasize that you never intended to mislead anyone.
- Questionable Use of Funds
- Maybe you used part of your loan on personal expenses, but only because your home functioned as your remote office during the pandemic.
- We’d argue the lines between personal and business expenses blurred. If the SBA’s guidance was unclear, it’s not automatically a crime—especially if you believed you were allowed to use funds that way.
- Conspiracy Allegations
- Suppose you’re accused of coordinating with others to fabricate multiple LLCs for extra PPP loans.
- We examine every detail to see if you really knew what was going on. If your involvement was minor, coerced, or based on incomplete information, we’ll make that clear. And if agents obtained evidence illegally, we file motions to suppress it.
- Target Letters and Subpoenas
- You haven’t been indicted, but you received a grand jury subpoena or a target letter.
- This is a critical stage. We’ll investigate your situation, talk to the prosecutor (when appropriate), and prepare a strategy that can potentially resolve the matter before it escalates.
Building Your Defense,
Regardless of how complicated your case is, or how challenging it is – we can help you get the outcome you need and want. We don’t leave any stone unturned. We’ll examine how agents gathered their evidence, see if any part of your Fourth Amendment rights got trampled, and demand that the prosecution prove every detail of its case.
When you meet our criminal attorneys, make sure to bring all documents related to the case. Our criminal attorneys will start formalizing a strategy regarding your case, and other potential defenses. If needed, we’ll incorporate forensic accountants or investigators to verify the numbers and show the context behind each transaction. If the U.S. Attorney’s Office made a mistake—or if its evidence is weaker than it claims—we exploit that weakness at every turn.
Our Experience and Approach
We pride ourselves on having a rock star team of attorneys, who have over 50 years of combined experience. That’s not just a number we quote—it’s part of what allows us to handle tough federal charges swiftly and effectively. We’ve defended clients nationwide, coast to coast, against some of the most scary allegations.
Spodek Law Group is known for providing the best possible customer service. We realize that when your future is on the line, you need lawyers who are responsive, empathetic, and unafraid to push back when the government overreaches. That’s why we stay available around the clock—because emergencies don’t follow a 9-to-5 schedule.
Our law firm has experience handling criminal defense cases nationwide, ranging from Los Angeles to NYC – we are a true, coast to coast, criminal defense law firm. No matter where you are in Arizona, or across the country, we can provide the legal help you’re searching for. If your case involves multiple jurisdictions, we’re prepared to handle that too.
References and Citations
- CARES Act, Pub. L. 116–136, 134 Stat. 281 (2020)
- 18 U.S.C. § 1014 – False Statements
- 18 U.S.C. § 1343 – Wire Fraud
- 18 U.S.C. § 371 – Conspiracy
- United States Sentencing Guidelines (USSG) §§ 2B1.1, 5K2.0
Contact Us Today—24/7 Risk-Free Consultation
If you’re facing Arizona PPP Loan Fraud or EIDL Loan Fraud allegations—or even suspect the government is looking at you—reach out to our criminal defense attorneys immediately. We pride ourselves on having a the best possible team of attorneys, who have over 50 years of combined experience, and we’re ready to put that experience to work for you. We start with a simple consultation where you can ask anything and learn how we plan to fight for your rights.